Auto Insurance
How We
Can Help
The open road and be filled with unexpected twists and turns. For any sudden surprises we strive to make sure you are covered. With K & L INSURANCE SERVICES, INC you get more than an auto policy, you get an independent agent who tailors coverage to you and your lifestyle to ensure the optimal coverage for you at a great price.
auto insurance options to fit you
Collision coverage protects you from claims made by other drivers. It also helps pay for repairs caused from collisions.
The amount of coverage is limited to the actual cash value of your vehicle. Collision insurance also requires you to have a deductible, which is what you have to pay before you are able to start receiving collision auto insurance.
A rule of thumb is, the higher the deductibles the lower your premium is but that will increase the amount that you have to pay out of pocket if there is a loss.
Are you willing to pay on a short notice in order to save on your actual premium? That is why we are here to help you answer that question.
Debris you hit on the road.
An accident with another vehicle
A single accident that is only involving your vehicle
Natural Disasters
Theft
Flood
Hitting an animal or if an animal hits your vehicle
Fire
The main difference between collision & comprehensive is, comprehensive pays for damage to your vehicle that is not caused by a collision. Example would be weather related like lighting.
First thing you have to do is figure out or estimate the approximate value of your vehicle.
This is where we can help provide you with that information.
Once we figure out the value of your vehicle then we can determine if the cost to carry collision coverage is right for you.
buckle up, its time to get the right auto coverage for you
know your auto coverage
Call or come by our office to help figure out your auto insurance needs. We are here to explain any questions you might have of the different types of auto insurance.
01
Come to our office
We are here to help. We are full of knowledge to answer any questions you might have.
02
find the right one
Collision, comprehensive or liability.
03
right price
We will compare to make sure you save on auto insurance.